The hunt is over! After a couple months of apartment hunting, my roommate and I finally signed a lease one week before I begin work. We will now officially be living in Center City Philadelphia in a beautiful two bedroom two bathroom apartment for less than $800 rent a month each! We first started our [...]

5 Ways to Save Money in New York

Recently I spent a week in New York and it was expensive! My dad was running the New York marathon so my family thought we could turn it into a nice little trip. As many readers of this blog know, we are from the Caribbean island of Trinidad and Tobago. Salaries are far lower on [...]

How often have you walked into a store and swiped your credit card without paying much attention to the cashier? This weekend I went to the grocery to pick up some items. I picked up a few containers of fruit, some cookies that were on sale, and ice cream. I needed something sweet that weekend! [...]

I find it intriguing that many financial experts are torn on the earn more, spend less debate. When I first began learning about personal finance, almost every blog I read focused on living below your means (i.e. frugality). The first personal finance book I read, The Millionaire Next Door, wrote about millionaires with a frugal [...]

It is crazy to think that I have been blogging for six months! When I began blogging I set some goals. I wanted to get 1,000 views by the end of the year and by December I wanted to get 250 views in a month. It is safe to say that these goals have been [...]

What do you do when you do not know a cooking recipe? If you are like me, you likely hop onto Google or Pinterest and within fractions of a second out pops all of these delicious recipes. You pick the one that is right for you and then you methodically follow their blueprint. People often [...]

Hey everyone, I got a great guest post for you guys. On personal finance blogs we often preach good financial advice that can help you improve your financial situation. Today, Jacob will talk about a time he got awful financial advice. Have you ever received bad advice from someone?  I mean… really bad, as in [...]

How I Graduated College Debt Free

Going to college is almost mandatory in today’s society. We pay tens of thousands of dollar to get a shiny new diploma. Some of us are lucky enough to escape debt free while others graduate with a mountain of debt. Fortunately, I was one of the lucky people to graduate college debt free. Here is [...]

Becoming a millionaire is a dream many people have when they are young. Just imagine what this life would be like. I do this on a daily basis. What car would I buy, what country will I visit next? Luckily, I am blessed to know a millionaire. In fact, he is a good blogging friend [...]

Most people who recommend using cash only think credit cards are evil. If you use credit cards your life is going to be consumed by debt. This assumption is completely wrong. Credit cards are extremely useful. Compared to cash, a credit card allows you to build credit, have financial protection in case somebody steals your [...]

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